Getting bajaj allianz travel insurance for you and your family is the greatest approach to reducing the dangers that could ruin your travel plans. It’s all about overcoming the unexpected in life.
- You decide to take a trip to your uncle’s property in the countryside in the north. Following a few days of nonstop travelling, one morning, as you prepare to begin the day’s agenda, you feel a slight pain followed by perspiration. You become aware that you’ve had a heart attack. You enter the emergency room quickly. The next step is an angioplasty, which costs a few lakhs. If you had travel insurance for Schengen countries, the insurer would have paid for all of the charges, allowing you to quickly escape the tension and begin your quick recovery.
- The second scenario has you travelling to Canada to meet your friend and his family. You discover that your bags have not yet arrived at the airport when you arrive in Toronto. You would have been protected against lost luggage if you had purchased bajaj travel insurance, and the insurer would have made up the loss.
- Rising medical expenses – Traveling without insurance is the riskiest in the West due to the high cost of medical care and hospitalisation. The costs rise exponentially as time in the hospital increases.
- High repatriation costs – Repatriation is not only time-consuming but also highly expensive in situations needing medical evacuation or the tragic occurrence of passing away. If such circumstances arise, your bajaj allianz travel insurance would cover them, and you will be carried back home safely.
- Fraudulent Charges – Imagine losing your debit or credit card while you are on vacation and learning via messages that it has been used. Not only are you losing money, but you are doing it in an area where getting help can be difficult. But it wouldn’t be a concern if you had travel insurance.
- Flight Delay – If your flight is delayed by more than 12 hours past its initially scheduled departure time, compensation is offered. Imagine that a flight delay causes you to find lodging in a city you hadn’t intended to visit. The cost of your hotel stay is covered by travel insurance.
- You lost your passport – It might be a nightmare to lose your passport and other important documents while travelling overseas. However, if you have travel insurance, the insurance provider will assist you to get a new passport and other relevant documents while paying for a new passport.
- When your travel schedule falls apart – People have pre-planned itineraries when they travel, especially abroad. These schedules are interconnected like a house of cards, and even a tiny deviation from the plan might ruin the entire trip. A flight cancellation or any other circumstance could be the reason for this adjustment.
- When to change or cancel your trip before you leave – This can happen if you get sick. Pre-paid trip cancellations are frequently pricey. When you get international travel insurance online or offline, you gain the peace of mind that, in the event of an emergency, you won’t have to change your itinerary.
- Personal liability insurance – When a third party, such as a person or piece of property, is damaged during an emergency, the insured is responsible for paying the related costs. In order to cover this, some travel insurance policies additionally include a feature called “Personal Liability,” under which the insurance provider will pay for third-party damages. *
Travel insurance offers you protection against a variety of emergencies in addition to several benefits of travel insurance. For all of these reasons, purchasing travel insurance is absolutely necessary and a wise financial decision to make before departing on a trip.
* Standard T&C Apply
** Currently, there are 2 tax regimes in India – new and old. To get the tax benefit you desire, choose the correct one after consulting an expert. You can opt for a regime change during the next financial year.
# Visit the official website of IRDAI for further details.
## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
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